adverse circumstances adversity affliction aggravation almsman almswoman annoyance bankrupt beggar blight bummer care casual charity case cross curse difficulties difficulty down-and-out down-and-outer downer hard knocks hard life hard lot hard-luck guy hardship indigent irritation loser pauper penniless man plight poor devil poor man poor unfortunate poorling predicament pressure rigor sad sack schlemiel schlimazel sea of troubles starveling stress stress of life sure loser trial tribulation trouble troubles unfortunate vale of tears vicissitude victim welfare client